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Striving for Equilibrium: A Critical Analysis of Section 54 of The Australian Insurance Contracts Act   flag 

[2003] MurUEJL 20
Murdoch University Electronic Journal of Law
Australia

Legislation Cited

Legislation Name Provision
Civil Aviation (Carriers' Liability) Act 1959 (Cth) s1, s41D
Insurance Contracts Act 1984 (Cth) s4, s5, s9, s11, s13, s28, s31, s35, s36, s40, s41, s42, s44, s50, s52, s53, s54, s55, s58, s60
Marine Insurance Act 1909 (Cth) s4, s11, s13, s22, s33, s34, s35, s36, s40, s44, s51, s52, s54, s81, s91
High Court Rules (Cth)
Life Insurance Act 1945 (Cth)
Trade Practices Act 1974 (Cth) s11, s52, s54
Insurance Act 1902 (NSW) s18
Law Reform (Miscellaneous Provisions) Act 1946 (NSW)
Law Reform (Miscellaneous Provisions) Amendment Act 2000 (NSW)
Motor Accident Insurance Act 1994 (Qld)
Instruments Act 1958 (Vic) s27
Crown Suits Act 1947 (WA)
Limitation Act 1935 (WA) s11, s28, s38, s38A, s40, s47A
Transfer of Land Act 1893 (WA) s58
Insurance Law Reform Act 1977

Cases and Articles Cited

Case Name Citation(s) Court Jurisdiction Date †  Full Text Citation Index
Gosford City Council v GIO General Ltd [2003] NSWCA 34; (2003) 56 NSWLR 542; 12 ANZ Insurance Cases 61-566 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 7 Mar 2003 AustLII flag 15
King v McKean and Park (a firm) [2002] VSC 350; (2002) 12 ANZ Insurance Cases 61-534 Supreme Court of Victoria Australia - Victoria 23 Aug 2002 AustLII flag 4
Stapleton v NTI Ltd [2002] QDC 204 District Court of Queensland Australia - Queensland 25 Jul 2002 AustLII flag 2
Gosford City Council v GIO General Ltd [2002] NSWSC 511; (2002) 12 ANZ Insurance Cases 61-527 Supreme Court of New South Wales Australia - New South Wales 13 Jun 2002 AustLII flag 3
Moltoni Corporation Pty Ltd v QBE Insurance Ltd [2001] HCA 73; (2001) 205 CLR 149; (2001) 185 ALR 213; (2001) 76 ALJR 337; (2001) 11 ANZ Insurance Cases 61-512; (2001) 22 Leg Rep 38 High Court of Australia Australia - Commonwealth 13 Dec 2001 AustLII flag 18
CA & MEC McInally Nominees Pty Ltd v HTW Valuers (Brisbane) Pty Ltd [2001] QSC 388; (2001) 166 FLR 271; (2001) 188 ALR 439; [2001] ANZ Insurance Cases 61-507 Supreme Court of Queensland Australia - Queensland 16 Oct 2001 AustLII flag 10
Micallef v ICI Australia Operations Pty Ltd [2001] NSWCA 274 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 27 Aug 2001 AustLII flag 258
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd [2001] HCA 38; (2001) 204 CLR 641; (2001) 180 ALR 374; (2001) 75 ALJR 1236; (2001) 11 ANZ Insurance Cases 61-497; (2001) 22 Leg Rep 13 High Court of Australia Australia - Commonwealth 27 Jun 2001 AustLII flag 80
"The lesser of two evils: FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd" [2001] QUTLJJl 20 QUT Law and Justice Journal Australia circa 2001 AustLII flag 1
Gibbs Holdings Pty Ltd v Mercantile Mutual Insurance (Australia) Ltd [2000] QCA 524 Supreme Court of Queensland - Court of Appeal Australia - Queensland 22 Dec 2000 AustLII flag 3
De Vito v Commercial Union Assurance Co Ltd [2000] SADC 63; (2000) 11 ANZ Insurance Cases 61-470 District Court of South Australia Australia - South Australia 1 Jun 2000 AustLII flag 1
QBE Insurance Ltd v Moltoni Corporation Pty Ltd [2000] WASCA 82; (2000) 22 WAR 148; (2000) 155 FLR 379; (2000) 11 ANZ Insurance Cases 61-468 Supreme Court of Western Australia - Court of Appeal Australia - Western Australia 3 Apr 2000 AustLII flag 14
Einfeld v HIH Casualty & General Insurance Ltd [1999] NSWSC 867; (1999) 166 ALR 714; 152 FLR 211; 10 ANZ Insurance Cases 61-450 Supreme Court of New South Wales Australia - New South Wales 24 Sep 1999 AustLII flag 9
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd [1999] QCA 243 Supreme Court of Queensland - Court of Appeal Australia - Queensland 9 Jul 1999 AustLII flag 1
HIH Casualty & General Insurance Australia Ltd v DellaVedova [1999] FCA 456; (1999) 10 ANZ Insurance Cases 61-431 Federal Court of Australia Australia - Commonwealth 15 Apr 1999 AustLII flag 10
FAI General Insurance Ltd v Jarvis [1999] NSWCA 23; (1999) 150 FLR 96; (1999) 46 NSWLR 1; 10 ANZ Insurance Cases 61-426 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 19 Feb 1999 AustLII flag 5
Astley v Austrust Ltd [1999] HCA 6; (1999) 197 CLR 1; (1999) 161 ALR 155; (1999) 73 ALJR 403; [1999] ANZ Conv R 529; [1999] Aust Torts Reports 81-501; [1999] Aust Contract Reports 90-101 High Court of Australia Australia - Commonwealth circa 1999 AustLII flag 603
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd 153 FLR 448; (1999) 10 ANZ Insurance Cases 61-445 Australia circa 1999 Legal Online / Westlaw flag 8
Greentree v FAI General Insurance Co Ltd [1998] NSWSC 544; (1998) 147 FLR 422; (1998) 158 ALR 592; (1998) 44 NSWLR 706; (1999) 10 ANZ Insurance Cases 61-423 Supreme Court of New South Wales Australia - New South Wales 27 Oct 1998 AustLII flag 25
Permanent Trustee Australia Ltd v FAI General Insurance Co Ltd [1998] NSWSC 1011; 147 FLR 12; (1998) 10 ANZ Insurance Cases 61-409; (1998) 44 NSWLR 186 Supreme Court of New South Wales Australia - New South Wales 1 Apr 1998 AustLII flag 28
Permanent Trustee Australia Ltd v FAI General Insurance Co Ltd (1998) 153 ALR 529; 10 ANZ Insurance Cases 61-408 Australia circa 1998 LexisNexis AU flag 21
Newcastle City Council v GIO General Ltd [1997] HCA 53; (1997) 191 CLR 85; (1997) 149 ALR 623; (1997) 72 ALJR 97; (1997) 9 ANZ Insurance Cases 61-380; (1997) 19 Leg Rep 2 High Court of Australia Australia - Commonwealth 2 Dec 1997 AustLII flag 513
Antico v Heath Fielding Australia Pty Ltd [1997] HCA 35; (1997) 188 CLR 652; (1997) 146 ALR 385; (1997) 71 ALJR 1210; (1997) 9 ANZ Insurance Cases 61-371; (1997) 11 Leg Rep 25 High Court of Australia Australia - Commonwealth 7 Aug 1997 AustLII flag 72
Drayton v Martin [1996] FCA 1504; (1996) 67 FCR 1; (1996) 137 ALR 145; (1996) 9 ANZ Insurance Cases 61-322 Federal Court of Australia Australia - Commonwealth 24 May 1996 AustLII flag 63
Tillotson v ANZ Life Assurance Co Ltd (1996) 17 SR (WA) 34 Supreme Court of Western Australia Australia - Western Australia circa 1996 flag 2
Kelly v New Zealand Insurance Co Ltd (1996) 130 FLR 97; (1996) 9 ANZ Insurance Cases 61-317 Australia circa 1996 Legal Online / Westlaw flag 29
Junemill Ltd (in liq) v FAI General Insurance Co Ltd (1996) 130 FLR 85; (1996) 9 ANZ Insurance Cases 61-315 Australia circa 1996 Legal Online / Westlaw flag 1
Akai Pty Ltd v People's Insurance Co Ltd [1996] HCA 39; (1996) 188 CLR 418; (1996) 141 ALR 374; (1996) 71 ALJR 156; (1997) 9 ANZ Insurance Cases 61-347; [1997] 2 Leg Rep 2 High Court of Australia Australia - Commonwealth circa 1996 AustLII flag 201
Antico v CE Heath Casualty & General Insurance Ltd (1995) 8 ANZ Insurance Cases 61-268 circa 1995 13
Sinclair Horder O'Malley & Co v National Insurance Co of New Zealand Ltd [1995] 2 NZLR 257; (1995) 8 ANZ Insurance Cases 61-255 New Zealand circa 1995 LexisNexis flag 10
Sanwa Home Australia Pty Ltd v Eamon Pty Ltd (1995) 7 Leg Rep SL2 Australia circa 1995 flag 4
Sellars v Adelaide Petroleum NL [1994] HCA 4; (1994) 179 CLR 332; 120 ALR 16; (1994) 68 ALJR 313; [1994] ATPR 41-301; [1994] Aust Contract Reports 90-047 High Court of Australia Australia - Commonwealth circa 1994 AustLII flag 1055
Alexander Stenhouse Ltd v Austcan Investments Pty Ltd [1993] HCA 22; (1993) 112 ALR 353; (1993) 7 ANZ Insurance Cases 61-166; (1993) 67 ALJR 421 High Court of Australia Australia - Commonwealth 21 Apr 1993 AustLII flag 10
Ferrcom Pty Ltd v Commercial Union Assurance Co of Australia Ltd [1993] HCA 5; (1993) 176 CLR 332; 111 ALR 339; 67 ALJR 264; 7 ANZ Insurance Cases 61-156 High Court of Australia Australia - Commonwealth 17 Feb 1993 AustLII flag 70
Ferrcom Pty Ltd v Commercial Union Assurance Co of Aust Ltd (1993) 176 CLR 3 Australia - Commonwealth circa 1993 Legal Online / Westlaw flag 2
Reid Crowther & Partners Ltd v Simcoe & Erie General Insurance Co [1993] 1 SCR 252; (1993) 99 DLR (4th) 741 Supreme Court of Canada Canada circa 1993 flag 20
FAI General Insurance Co Ltd v Perry (1993) 7 ANZ Insurance Cases 61-164; (1993) 30 NSWLR 89 circa 1993 26
State Insurance Ltd v Electronic Navigation Ltd (1992) 7 ANZ Insurance Cases 61-115 circa 1992 2
Austcan Investments Pty Ltd v Sun Alliance Insurance Ltd & Alexander Stenhouse (1992) 57 SASR 343; (1992) 7 ANZ Insurance Cases 61-116 Supreme Court of South Australia Australia - South Australia circa 1992 Legal Online / Westlaw flag 2
Breville Appliances Pty Ltd v Ducrou (1992) 7 ANZ Insurance Cases 61-125 circa 1992 4
Gugliotti v Commercial Union Assurance Co of Australia (1992) 7 ANZ Insurance Cases 61-104; (1992) 15 MVR 463 circa 1992 4
Mabo v Queensland (No 2) [1992] EOC 92-443; (1992) 66 ALJR 408; (1992) 107 ALR 1; (1992) 175 CLR 1; [1992] HCA 23 High Court of Australia Australia - Commonwealth circa 1992 AustLII flag 2269
Entwells Pty Ltd v National & General Insurance Co Ltd [1991] WASC 286; (1991) 6 WAR 68; (1991) 6 ANZ Insurance Cases 61-059; (1991) 5 ACSR 424 Supreme Court of Western Australia Australia - Western Australia 19 Jul 1991 AustLII flag 39
Commercial Union Assurance Co of Australia Ltd v Ferrcom Pty Ltd (1991) 22 NSWLR 389; (1991) 6 ANZ Insurance Cases 61-042 Australia - New South Wales circa 1991 LexisNexis AU flag 541
Slater v Lawyers' Mutual Ins Co United States - California circa 1991 flag
East End Real Estate Pty Ltd v C E Heath Casualty and General Insurance Ltd (1991) 25 NSWLR 400; (1991) 7 ANZ Insurance Cases 61-092 Australia - New South Wales circa 1991 LexisNexis AU flag 49
Ghuznee Securities Ltd v South British Insurance Co Ltd (1990) 6 ANZ Insurance Cases 60-998 circa 1990 1
Malec v JC Hutton Pty Ltd [1990] HCA 20; (1990) 169 CLR 638; (1990) 92 ALR 545; (1990) 64 ALJR 316; [1990] Aust Torts Reports 81-022; (1990) 8 CA 20 High Court of Australia Australia - Commonwealth circa 1990 AustLII flag 1775
Australian Associated Motor Insurers Ltd v Ellis (1990) 54 SASR 61; (1990) 6 ANZ Insurance Cases 60-957; (1990) 11 MVR 143 Supreme Court of South Australia Australia - South Australia circa 1990 Legal Online / Westlaw flag 8
Harbour Inn Seafoods Ltd v Switzerland General Insurance Co Ltd (1990) 6 ANZ Insurance Cases 61-048 circa 1990 4
Select Ins Co v Superior Court United States - California circa 1990 flag
New Zealand Insurance Co Ltd v Harris (CA218/88) [1989] NZCA 384; [1990] 1 NZLR 10; (1989) 6 ANZ Insurance Cases 60-952 Court of Appeal of New Zealand New Zealand 11 Dec 1989 NZLII flag 21
Nupin Distribution Ltd v Harlick (1988) 5 ANZ Insurance Cases 60-874 circa 1988 2
Advance (NSW) Insurance Agencies Pty Ltd v Matthews (1987) 4 ANZ Insurance Cases 60-813 circa 1987 17
Jimaco Clothing Pty Ltd v Norwich Winterthur Insurance (Aust) Ltd (1985) 3 ANZ Insurance Cases 60-640; (1985) 3 MVR 150 circa 1985 3
Khoury v Government Insurance Office (NSW) [1984] HCA 55; (1984) 165 CLR 622; (1984) 54 ALR 639; (1984) 58 ALJR 502; (1984) 3 ANZ Insurance Cases 60-581 High Court of Australia Australia - Commonwealth 3 Sep 1984 AustLII flag 339
McInerney v Schultz; National & General Insurance Co Ltd (1981) 28 SASR 542; (1981) 2 ANZ Insurance Cases 60-458 Supreme Court of South Australia Australia - South Australia circa 1981 Legal Online / Westlaw flag 3
Stollznow v Calvert [1980] 2 NSWLR 749 Australia - New South Wales circa 1980 LexisNexis AU flag 438
Barnaby v South British Insurance Co Ltd (1980) 1 ANZ Insurance Cases 60-401 circa 1980 2
Commercial Union Assurance Co of Australia Ltd v Commissioner of Taxation (Cth) (1977) 32 FLR 32; (1977) 14 ALR 651; (1977) 7 ATR 435 Australia circa 1977 Legal Online / Westlaw flag 39
Mammone v R A C v Insurance Pty Ltd [1976] VicRp 63; [1976] VR 617 Australia - Victoria 10 Apr 1976 AustLII flag 1
Bashtannyk v New India Assurance Co Ltd [1968] VicRp 74; [1968] VR 573 Australia - Victoria 21 Jun 1968 AustLII flag 11
Stevenson v Metropolitan Meat Industry Commission [1937] NSWStRp 13; (1937) 37 SR (NSW) 109; [1937] WCR (NSW) 120; 54 WN (NSW) 52 Supreme Court of New South Wales Australia - New South Wales 25 Mar 1937 AustLII flag 33
Provincial Insurance Co Ltd v Morgan [1932] 2 KB 70 United Kingdom circa 1932 LexisNexis / Westlaw flag 3
Lockyer v Pearmain [1921] ArgusLawRp 66; (1921) 27 ALR 263 Argus Law Reports Australia 3 Aug 1921 AustLII flag 28
Farr v Motor Traders Mutual Insurance Society [1920] 3 KB 669 United Kingdom circa 1920 LexisNexis / Westlaw flag 8
Dodson v Grew [1767] ER 100 United Kingdom circa 1767 CommonLII flag 1

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